AHV contributions 2026 for the self-employed.
Enter your profit. You see what you pay SVA Zürich, your compensation office, for it in a year, admin fees included. AHV is the Swiss old-age and survivors' insurance; once you are self-employed, you pay it yourself.
2026 figures · Updated 06.11.2026 · Sources
Income minus expenses. With a loss, the minimum contribution applies.
Compensation office
SVA Zürich
Other compensation offices come later.
AHV contributions per year
CHF 5'872.25- AHV/IV/EO contributions
- 5'592.60
- SVA Zürich admin fee
- 279.65
- Your contribution rate
- 9.321 %
- Set aside per month
- 490.–
The binding bill comes from SVA once the tax office has set your profit.
During the year SVA bills you advance payments. If they are too low, a top-up follows later. Why a top-up happens
Why the rate goes up
More profit, higher rate.
Smaller incomes pay on a sliding scale. From CHF 10'100 you pay 5.371 %, from CHF 60'500 the full 10 %. The rate always applies to your whole profit. So when you move up a band, the contribution goes up on every franc below it too.
At a glance
Contributions 2026 by profit.
| Profit per year | Rate | Contributions | Admin fee | Total |
|---|---|---|---|---|
| 8'000.– | Minimum contribution | 530.– | 26.50 | 556.50 |
| 20'000.– | 5.494 % | 1'098.80 | 54.95 | 1'153.75 |
| 30'000.– | 5.864 % | 1'759.20 | 87.95 | 1'847.15 |
| 40'000.– | 6.728 % | 2'691.20 | 134.55 | 2'825.75 |
| 50'000.– | 7.84 % | 3'920.– | 196.– | 4'116.– |
| 60'000.– | 9.321 % | 5'592.60 | 279.65 | 5'872.25 |
| 70'000.– | 10 % | 7'000.– | 350.– | 7'350.– |
| 80'000.– | 10 % | 8'000.– | 340.– | 8'340.– |
| 100'000.– | 10 % | 10'000.– | 425.– | 10'425.– |
Profit rounded down to CHF 100, amounts rounded to 5 centimes. Admin fee on SVA Zürich's tariff from 2026, when paid on time.
Questions What people often ask.
When do I pay these contributions?
What if I earn less than CHF 10'100?
I'm employed and earn a bit on the side as self-employed.
Is the admin fee the same everywhere?
Is this tax or legal advice?
Sources Every figure comes from an official document.
- Leaflet 2.02, Contributions of the self-employed to AHV, IV and EOAHV/IV Information Centre · Updated 01.01.2026
- Verwaltungskostenbeiträge ab 2026 (German)SVA Zürich · Updated 09.2025
- AHVV Art. 21, sliding scale (German)Fedlex · Updated 01.01.2026
- AHVV Art. 19, small side income (German)Fedlex · Updated 01.01.2026